Coverage Types

Vehicle under construction coverage protects project cars during restoration by using progressive valuation to match increasing parts values.

Inflation guard coverage automatically increases classic car insurance values at renewal to prevent underinsurance from market appreciation.

Agreed value for classic car insurance is determined by vehicle condition, restoration quality, originality, and market factors.

Agreed value insurance protects classic car owners from low payouts by guaranteeing a fixed payout amount for total losses.

Classic car insurance policies with stated value and agreed value differ significantly regarding payout amounts after a total loss.

Agreed Value and Guaranteed Value car insurance options determine how classic car collectors receive payouts for total losses.

Uninsured motorist coverage for classic cars protects collectible vehicle owners from the financial fallout of irresponsible drivers.

Medical payments coverage helps pay ambulance and hospital bills for you and passengers injured in a classic car accident.

Classic car trip interruption coverage pays for lodging and alternative transportation when breakdowns occur far from home.

Classic car towing coverage protects vintage vehicles using flatbed trucks, avoiding standard roadside assistance risks and distance limits.